美通社

2024-12-10 15:18

JULO Becomes First Fintech in Indonesia to Guarantee Instant 10-Minutes Disbursement

JAKARTA, Indonesia, Dec. 10, 2024 /PRNewswire/ -- JULO, Indonesia's leading fintech offering Virtual Credit Card features, has just raised the bar in digital financial services by launching a first-of-its-kind guarantee for instant disbursement. Based on JULO's Net Promoter Score (NPS) data, which measures customer satisfaction and loyalty, fast application processing and fast disbursement fast processing are among the top considerations for Indonesians when choosing a loan. In response to this, JULO introduces Jaminan Transaksi Instant (Instant Disbursement Guarantee), becoming the first fintech in Indonesia to offer users a guarantee for speedy fund disbursement.

JULO’s Instant Disbursement Guarantee compensates users if transactions take longer than 10 minutes to be disbursed.
JULO’s Instant Disbursement Guarantee compensates users if transactions take longer than 10 minutes to be disbursed.

JULO's Instant Disbursement Guarantee is designed with simplicity and transparency in mind. Users can trust that their loan will be disbursed within 10 minutes — or get 25,000 Indonesian Rupiah cashback as a token of JULO's commitment to customer satisfaction. By combining fast process, transparency, and protection, JULO empowers users to trust and rely on digital financial services, addressing their needs with confidence and peace of mind.

This feature is more than just a speed guarantee, it reflects JULO's commitment to building an integrated financial solution. Previously, JULO has also launched Protect Plus, a first-in-market collaborative insurance cover providing gadget protection for customers' smartphones against all forms of device damage, making sure they never lose access to their JULO digital credit app.

In just three weeks after launch in October 2024, JULO has facilitated over 65,000 insured transactions, covering more than 51,000 customers. With an impressive on-time disbursement rate of nearly 99%, the feature demonstrates JULO's dedication to reliability and fast process. Even in rare instances of delays,  claims have been resolved with cashback compensation, reinforcing customer trust and satisfaction.

Chief Technology Officer of JULO, Manoj Awasthi stated, "This guarantee is the result of robust infrastructure and innovation. By making sure that almost all transactions are completed on time, we're setting a new standard for fintech reliability while building trust in digital financial services."

"The first existing gadget protection cover and the first disbursement guarantee strengthen our ongoing endeavor to provide rapid and ongoing access to digital credit for our valued customers," said Nimish Dwivedi, Chief Business Officer of JULO Group.

JULO user Roni Purnama sees this new feature as a true reflection of integrity in serving customers. "I've never seen anything like it in any other fintech app. The IDR 25,000 cashback benefit proves the guarantee is real."

Over the past eight years, JULO has been at the forefront of fintech innovation, introducing an integrated array of products designed to enhance financial inclusion for Indonesians. Among these is the JULO virtual credit card, which addresses the country's low credit card penetration by providing a flexible credit limit of up to USD 3,500 to use for both cash and non-cash needs. Serving over 2 million Indonesians, users can easily manage e-wallet top-ups, e-commerce purchases, as well as education and healthcare payments, establishing JULO as a champion of versatility and flexibility compared to other traditional cash loans and Buy Now, Pay Later (BNPL) solutions in Indonesia.

The Instant Disbursement Guarantee is just one of the many steps JULO is taking to redefine financial services in Indonesia. With more innovations on the horizon, JULO remains committed to supporting Indonesians in achieving financial independence and security.

About JULO

JULO is an Indonesian leading fintech company that is revolutionizing access to financial products for millions of emerging consumers in Indonesia. Facilitating improved and practical digital credit access, financial empowerment has been the focus of JULO to improve the life quality of every Indonesian. The company is one of the first to develop a digital data-driven credit underwriting and risk assessment platform to process consumer credit applications and determine their creditworthiness using its mobile app.

Founded in 2016, JULO has expanded nationwide. JULO is based in Jakarta and is backed by leading investors including Credit Saison, Skystar Capital, Saratoga Investama, East Ventures, Quona Capital, Central Capital Ventura, MDI Ventures, Gobi Partners and others. JULO has been officially licensed as the provider under OJK circulation No KEP-16/D.05/2020 on 19 May 2020. Since then, JULO has been supercharged with rounds of funding to expand its services in providing accessible digital credit service across Indonesia.

JULO has been downloaded more than 10 million times and has facilitated credit access to more than 2 million customers. Our commitment and contribution to the society, business ecosystem and the business landscape have been recognized with numerous awards and recognitions. JULO has won several awards namely; Winner of Indonesia Fintech Festival (2016), Winner of UN Fintech Challenge (2018), Winner of Inclusive Fintech 50 (2019), Gold Winner of Marketing Excellence Awards Indonesia 2023 - Excellence in Brand Awareness, Asian Banking & Finance (ABF) Retail Banking Awards 2024, and Asia FinTech Awards 2024.

source: JULO

etnet榮膺「第九屆傳媒轉型大獎」四大獎項► 查看詳情

人氣文章
最近7天
1
港股 | 蕭猷華:內地AI發展迅速,阿里巴巴股價看俏
2
PapaHome淘寶家具實體店22日開幕,選址尖沙咀中港城,料創100個就業機會
3
高息定存 | 華僑銀行推新春港元定存優惠,88天或188天享3.68厘
4
財政預算案2025 | 重點文字直播/Youtube直播(稍後送上懶人包)
5
高息定存 | 一周高息合集,蛇年定存金蛇起舞,1個月定存高達8厘
6
高息定存 | 一周高息合集,3個月5厘之選有邊間?6個月最高3.55厘
7
啟德體育園明天足球賽測試,4.4萬公僕參與涉逾400萬車馬費
8
高息定存 | 一周高息合集,減息預期降溫,銀行3個月最高5.68厘,6個月3.55厘
9
環球央行 | 歐洲央行宣布再次減息0.25厘,符合市場預期
10
專訪 | 關稅戰 | 香港物流協會副會長梁庭彰:美物流商停收包裹對跨境電商打擊重大
11
易經看世界 | 乙巳蛇年趨吉五招:言行注意甚麼?應遠離甚麼人?(有片)
12
港股 | 午市前瞻 | iPhone SE難救中國市場 專家提醒比電已超買
13
【FOCUS】悟空、哪吒、DeepSeek,如何啟示香港
14
大S | 台灣藝人徐熙媛因流感併發肺炎逝世,享年48歲
15
收市短打 | 楊韻銳:港股升勢有成交配合 惟留意關鍵阻力位!
16
日入而息 | 習近平據報下周見科企領袖,證監會審視8券商孖展風控,大酒店轉蝕9億
17
高息定存 | 信銀國際12個月港元定存高達3.5厘
18
彭博亞洲20大富裕家族,香港5大家族上榜,新地郭氏排名最高,無李嘉誠李兆基?
19
民營企業座談會 | 習近平在京出席民營企業座談會
20
港股 | 午市前瞻 | AI應用概念炒作有錢途 下階段部署邊隻好?
21
AI | 追捧DeepSeek,全球對沖基金棄印度投中國
22
David Webb:因病情惡化,將有序結束個人財經網站
23
AI | 蔡崇信確認阿里與蘋果合作,撰文談DeepSeek崛起帶來兩大啟示
24
譚仔 | 譚仔國際日資大股東溢價76%建議私有化今復牌,上市不足三年半
25
神州經脈 | 習近平:經濟政策不會變,民企大顯身手正當其時
26
港股 | 蕭猷華:恒指升勢可持續?
27
2025強積金整合獎賞一覽 轉供應商最多竟然可賺!?
28
比特幣 | 亞洲時段虛擬貨幣大幅下跌,31萬人爆倉
29
美股收盤 | 美股三大指數收市報跌,道指跌近750點
30
神州經脈 | 中國減持美債,螞蟻入局具身智能,70城樓價向好
專業版
HV2
精裝版
SV2
串流版
IQ 登入
強化版
TQ
強化版
MQ

etnet榮膺「第九屆傳媒轉型大獎」四大獎項

【限時優惠$68/月】申請etnet強化版MQ手機串流報價服務 捕捉板塊輪動,提高獲利勝算

etnet榮獲HKEX Awards 2023 「最佳證券數據供應商」大獎

2025-26年度財政預算案

大國博弈

貨幣攻略

說說心理話

Watch Trends 2024

北上食買玩

Art Month 2024

理財秘笈

流感高峰期

山今養生智慧

輕鬆護老