【速速「磅水」】電子支付方式多到眼都花?必學英文電郵問清如何付款!
#職場 #打工仔 #職場英語 #辦公室貼士
你們外出喜歡帶現金還是用電子支付呢?今時今日很多人都不再像以前般「現兜兜」付款,取而代之的是各種各樣不同的支付方式,例如:銀行轉帳、微信支付、支付寶、電匯、信用證等等,真的數也數不完。與合作方洽商一大輪後,好不容易達成協議,去到叫對方「磅水」的一步,還要與人談如何收款……真的很想唱一句「人生已經如此的艱難」!為了讓各位「薯仔們」的「人生」好過點,收錢收得順利點,今次就與大家介紹市面上有甚麼常見的電子支付方式以及講講如何用英文同客戶談「磅水」方式吧!
Part 1:詢問其他付款方式 必學的單字片語
匯率
exchange rate
匯兌損失
foreign exchange loss
匯兌/貨幣兌換
currency exchange
匯率波動
currency fluctuation
幣值
currency value
偏好貨幣
preferred currency
信用證/信用狀
letter of credit(L/C)
銀行支票
bank check
銀行匯票
Bank drafts
銀行轉帳
bank transfer
信用卡
credit card
轉帳匯款/電匯
wire transfer
匯款
remittance
PayPal/貝寶
PayPal
支付寶
Alipay
微信支付
WeChat Pay
國內業務
domestic business
國際事務
international affairs
預付費用
up-front payment
預先付款/預付貨款
payment in advance
部分支付
partial payment
一次付清
full payment
首期
down payment
分期付款
installment payment
Part 2:詢問其他付款方式必學的句型
句型1:「說明情況」
‘Please allow me to explain ___(something)___ ’
例句:
Please allow me to explain our current situation.
請容我解釋一下我們現時的情況。
句型2:「希望選擇的付款方式」
‘We prefer __(付款方式)__’
例句:
For our international affairs, we prefer letters of credit.
在國際事務上,我們比較希望使用信用證。
句型3:等候回覆
‘We await___(something)___ ’
例句:
We await your reply.
我們等候你的回覆。
句型4:提出疑慮
‘We are afraid (that) + Subject +Verb’
例句:
We are afraid the process may be a bit difficult to coordinate.
我們擔心這個程序可能會有點難以協調。
Read more: 【催款不老尷】做個專業有禮的「收數佬」! 5種讓客人立即付款的Email語句
Part 3a:如何用e-mail詢問其他付款方式
To: Eva Stewart
Subject: Regarding the Payment Method
Dear Ms. Stewart,
I'm writing to ask you for a favor. [說明情況 Please allow me to explain our situation.]
Normally, we make and receive payments to and from our bank account. For our 國內業務domestic business, this has proved convenient.
[希望選擇的付款方式 For our international affairs, however, we prefer letters of credit信用證.] We apologize if this comes as an inconvenience to you. Let us know if we can proceed with the order. If you have any questions or concerns, feel free to contact us. [等候回覆 We await your reply.]
Yours sincerely,
Josh Lawson
R&D Collection
*More information*
國際企業之間常見的付款方式:
● 信用狀/信用證(Letter of Credit, L/C)
● 跟單託收(Documentary Collections, D/C)
● 記帳方式(Open Account, O/A)
● PayPal
● 匯款(T/T, D/D)
● 保證函(Bank’s Guarantee)
● 擔保信用狀(Standby L/C )
預付現金(cash-in-advance)的機制,包括銀行轉帳(wire transfer) 、信用卡(credit card) 、支票 (check/cheque)等,能讓出口商避免信貸風險(credit risk)。然而,買方通常不太喜歡預付現金的機制,因為這可能會産生現金流(cash-flow)的問題,而且還有屆時可能無法交貨的疑慮。因此,出口商若堅持預付現金為他們的唯一付款方式,客戶很可能就會流失到願意提供更多彈性付款方式的廠商。
Part 3b:如何用e-mail回覆其他付款方式
To: John Edwards
Subject: Re: Regarding the Payment Method
Dear Mr. Lawson,
We would like to accommodate滿足;遷就 your request to use a letter of credit. However, our accounting department is unfamiliar with不熟悉 this type of payment. [提出疑慮 We are afraid the process may be difficult to coordinate.] Since you have experience in this form of payment, perhaps you could explain it to us.
We apologize for our inexperience in this matter.
Yours sincerely,
Eva Stewart
Tiger Gadgets
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