Oneconnect Financial Technology is a technology-as-a-service provider for the financial services industry in China with an expanding international presence. The Group provides software to various players in the financial services industry, and in return collect both upfront implementation and ongoing transaction-based fees. the Group supports financial institution customers in digitizing their operation, by providing integrated solutions for the industry verticals of digital retail banking, digital commercial banking and digital insurance. The Group also offers a Gamma Platform that consolidates a wide range of digital infrastructure that financial institutions can apply across their business. The Group assembles

our solutions from more than 1,200 modules and 5,500 APIs.

100% of large and joint-stock banks, 98% of city commercial banks, 63% of property and casualty insurance companies and 49% of life insurance companies in China have used at least one of the Group's products since inception. In addition to financial institutions, the Group's clients also include other service providers in the financial services industry.

In May 2019, the Group was granted a virtual banking license to operate in Hong Kong by the Hong Kong Monetary Authority and the virtual bank officially launched its operation in September 2020.

The Group ADSs has been listed and traded on the NYSE since December 13, 2019 and applied for a dual primary listing on the Main Board of the Hong Kong Stock Exchange.